Hackney's Houses

We've heard the classic quote, "those that don't know their history are destined to repeat it."  Noted British Statesman and philosopher, Edmund Burke famed the quote.  He also suggested that “Nobody makes a greater mistake than he who does nothing because he could only do a little.”

I pride myself in the study of successful people.  I find it fascinating to read the stories of those past and present who have forged a life of success in all arenas of life.  Very specific commonalities quickly emerge as the foundational demoninators of success. 

It is interesting then that most nod their head in assumed agreement when talking about how the media preys upon the negativity of our world. Why? Because we are drawn in and seemingly capitivated by the drama, the gossip, and the latest castastrophe. 

We nod in agreement that history repeats itself.  That one should buy ___, sell ___.  (It worked didn't it?)  We tend to agree that most of us have untapped potential.  That we could be doing better.

Yet we continue in the same patterns, the same way of thinking that have gotten us to where we are today.  My best thinking...my best decision making got me to my current situation.  Good or bad...today's result is yesterday's decision making.  We listen to the speculative concern of others and despite things making sense we allow our emotions to drive us back into the prison of presumed "safety."

Einstein, Ben Franklin and others have been quoted as saying that the definition of insanity was doing the same thing over and over the same way, yet expecting a different result.  No matter who it was that originally said it, their is great truth to it.

As it relates to real estate?  We are experiencing a time that I believe based on my study of the historics that we will never quite see again.  All the elements have come together in sync for the most incredible purchasing time we have seen in our lives.

• Low rates of HISTORIC proportions
• High Inventory & Selection
• The onset of the Echo Boom population which is nearly twice the size of the society changing Baby Boomers
• Sellers ready to work with you

The history of success says that it is in times like these that there is more long term, generation changing wealth created than in any other time.  The paradox is that this is the time when most people shy away.  Or as Edmund Burke referenced...we believe we have too little to do anything.  Do you really have too little to do anything or is that a convenient excuse to let yourself off the hook for stepping out that zone of comfort you've established for yourself.

Nothing I have written here is new, innovative, or cutting edge.  It is common sense rewritten from those that have succeeded in times of difficulty.  It is our history shouting at us that opportunity is before us.

Whether it's real estate, a career, or just a hobby you've been thinking about...I encourage you to go for it and test it out.  What's the worst thing that can happen? 

Don't listen to the naysayers on your television, your morning paper, video blog, or at the coffee shop... 

Anything is truly possible if you believe it to be.  Tell yourself often enough, your brain will believe, and your circumstances will begin to mirror your new beliefs.

Continued success...Sean

I've realized I've slacked in this department.  Who knew real estate would have so many facets to it?  Many hats to wear, roles to play, and the bottom line is still helping people buy and sell property.  I've neglected the blog for awhile but will recommit my efforts beginning now!  :-)    

MSNBC reported today in an online article that mortgage rates are at a 5 DECADE low!!  What I try to articulate to people is that in most situations this is more important than an extra $5 or $10k off the purchase price. 

I purchased my first home in 1994 with a stellar rate of 8.25%.  With rates below 5% right now my purchasing power didn't increase by 3% it increased by nearly 30%! 

Bottom line is that despite the negativity we are surrounded by, Wonderful Opportunity is present for those that have a plan then implement it.  Please note I didn't say it would be easy...but it can be lucrative. 

Somewhere in the future will you look back at this time in history with wondering questions of "I wish I would have" or will you look back and realize that this is what postively changed your financial picture?

Continued Success...Sean

I've realized I've slacked in this department.  Who knew real estate would have so many facets to it?  Many hats to wear, roles to play, and the bottom line is still helping people buy and sell property. 

MSNBC reported today in an online article that mortgage rates are at a 5 DECADE low!!  What I try to articulate to people is that in most situations this is more important than an extra $5 or $10k off the purchase price. 

I purchased my first home in 1994 with a stellar rate of 8.25%.  With rates below 5% right now my purchasing power didn't increase by 3% it increased by nearly 30%! 

Bottom line is that despite the negativity we are surrounded by, Wonderful Opportunity is present for those that have a plan then implement it.  Please note I didn't say it would be easy...but it can be lucrative. 

Somewhere in the future will you look back at this time in history with wondering questions of "I wish I would have" or will you look back and realize that this is what postively changed your financial picture?

Continued Success...Sean

Great YouTube video explaining how Interest rates work and it's affect on you.

With the Jeopardy tune humming in the background, I encourage you to start the processes NOW (as in Today) if you are looking to pursue the First Time Home Buyers or qualified Existing Home Buyer credits.  The deadline to submit a contact is the end of April, BUT the landscape of real estate and mortgages has changed drastically as recently as the past two weeks.  Don't procrastinate on this one and miss an incredible opportunity.

In speaking with a potential client last night, he mentioned that they were just beginning the process.  I hear this quite often and I applauded him for starting now because even though the new year bells are still ringing in our ears, the April deadline is only 15 weeks or so away. 

Check into it now and at least explore the opportunities so you can make some educated decisions!

Ok....now try to get the tune out of your head!!!

Cheers

Buckle your seat belts and hold on because I believe that through April 30th we will see up to 50% of 2010 real estate business conducted.

Not only have we seen an extension of the first time home buyer tax credit of $8000, they have expanded it to many existing home owners as well ($6500).  This is literally money taken right off your taxes.  If you get typically get a return, plan on getting a bigger one. 

This is a historic time of great inventory, low prices, and most importantly low mortgage rates.  In most situations, your mortgage rate is more important than a slight drop in prices.  The price tag is the bullseye, but savvy buyers recognize the bigger picture of all these elements together.  Now add in the tax credits and viola...this is an AMAZING opportunity. 

Call or email to see if you qualify and what you need to do to get your share of this very tasty real estate pie!