I placed a link on the Home Page regarding the Top 10 Credit Score Myths and Mistakes. It coincides with this month's Client Appreciation mailing. Those involved with my Client Appreciation Program should be receiving this timely piece shortly. If you haven't or you are not yet a part of the Client Appreciation Program (you need not be a "client" to be a part of this) just drop me a line at seanhackney@remax.net and I'll pop one in the mail to you.
What I've found is that our Credit Scores don't necessarily coincide with common sense. For example, common sense would say...get rid of those unused credit cards. That may be an idea to include over time, but that will actually drop your credit score in the short term. Another example, pay your balance off early...even though this would seem to be a good way to boost your score, it doesn't even affect it because they don't report early payments.
Take a look at the article, create your plan of attack, and stick to it. As someone once said..."Shoot for nothing and you'll be sure to hit it with amazing accuracy!"
On the other hand..."Shoot for the moon and even if you miss, you'll land amongst the stars!!!"
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