Hackney's Houses

Stay tuned for a couple new listings coming on board in the coming weeks.

Ferndale:  2200 sq ft  3bedroom/2bath on corner lot, built in 2002 and will be priced under $300,000!!!

Bellingham:  One of a kind custom home with unobstructed views of the Canadian Cascades on 5 acres, gated entrance, and movie theatre!!!  This is a $1 Million+ home.

You can try your best to avoid it.  You can turn your head and hum really loud so you can't hear.  But it is inevitable right now to avoid some of the emotional fallout from today's economic situation.

The radio.  The TV.  The internet.  The paper.  The barber. 

The medium doesn't matter, the emotions are the same.  People are nervous, frightened, and beside themselves with the never ceasing bad news of today's environment.

As bad as emotions can get the best of a person, the most unfortunate side affect has been that few want to answer the door to opportunity knocking.  It means going against your emotions.  It means swimming upstream and bucking current thought processes.  It means taking a bit of a risk.

But what it ultimately will mean if you do it correctly, are life changing, even generation changing choices.  This is particularly true on the buying side of things...you've got

1. Insanely low historical rates

2. Tons of inventory

3. Sellers that are sideways, upside down, and in a panic

Available to first time home buyers....

1.  Increased FHA jumbo amounts

2.  $8000 tax credit

I'm hearing rumor that conventional Jumbo numbers will also follow the FHA trend and have increased limits. 

Bottom line...the market is frought with opportunity, but you've got to answer the door.  At least check out who the visitor on the front porch is and see if there are ways for you to take advantage of the silver lining.